Whether you will agree with me or not, budgeting is the most important aspect of financial wellness. It is a necessary tool to keep your finances in order by determining where your money goes each month. Do you use a budget to manage your money or say your spending? Do you have a reason why […]
You have heard a lot about how and why you should create a budget? You know too that you don’t only need to create a budget but also ensure you use it. Now, I want to additionally say that you also need to track and record your expenses as you are making them- (in line […]
Have you considered a Budget as an important part of your financial plan? Know it today that if you want to get a better grasp on money management and gain control over your finances, then you need to have a budget. It is a necessary tool to keep your finances in order and in some […]
It is the end of the month (or pay day) and you receive your paycheck, what do you do?How do you start your spending? Who do you pay first? If you are like most salary earners I know, you will probably pay everyone else first—your creditors, rent, utilities, down payments, groceries, etc. Then, once you […]
Most of us experienced adversity, pain, and traumain 2020- the wake of the pandemic. The entire world felt a convergence of crises because the pandemic was never expected. Personally, I never read or heard anyone mention anything of that nature before that time. I am sure, if I did come across it in any writing, […]
Handling one’s finances can be quite overwhelming. Evidence shows that most adults fail to understand basic Financial Concepts and as a result are directly forced to live below an average normal life. Given the fact that money is central to just about everything that we do in life, how is it that very few people […]
Are debts bad? This is a question that has created conflicting responses and answers. Sadly, I don’t have any answer for you either. This question arises because nobody wants to do things that are considered ‘bad’. I always say debt is debt; it is not essentially good or bad.There are countless benefits to living without debts […]
An ability to understand how to read, analyze, and create financial statements is one of the most vital skills for aspiring entrepreneurs, new investors, and executives to develop. You get a full and precise understanding of your finances. Armed with this knowledge, a business owner and investors can better identify promising opportunities and professionals of […]